CSP Financial Group

Creating Lifetime Financial Strategies One Family at a Time

Many people feel uncertain when it comes to their finances.  Families and futures hinge on it.  Lack of education about it pervades.  Today’s choices about it can affect tomorrow’s realities.  Confronting and planning for the future can be so overwhelming; it often puts people in a state of confusion, fear, and inaction.  They know they need to do something, but they simply don’t know where to begin.  Through Education, Investigation and Creation we can prepare a Lifetime Financial Strategy exclusively for you.  It provides your Wealth Formula for Creating, Building and Optimizing your Wealth.  CSP Financial Group's Wealth Strategists will provide you with the Financial Solutions to Life’s two Biggest Challenges of what happens if I Die Too Soon or Live Too Long.  We are committed to educating people about their financial choices so they can take steps to control their money instead of letting their money – or lack of it – control them.  By building a solid financial foundation you can move from being Less Secure to More Secure and from Proper Protection to Accumulating Wealth.  To unleash the power of that knowledge you can implement your Personal Wealth Strategy.  If done properly you can maximize the Formula for Wealth, which states that Money plus Time, plus or minus a Rate of Return, minus Inflation and minus Taxes equals Wealth.
 
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Car Affordability

How much can you afford to pay for a car?

More Calculators →

Newsletters

Retirement Plans for Small Businesses

With standard 401(k) plans, the amount a company's owners can contribute to their own retirement account is often restricted by how much other employees contribute to the plan. With the safe harbor option, owners may be able to make larger contributions for themselves in exchange for making tax-deductible contributions or "matches" for employees.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

HOT TOPIC: Why Global Investors Are Worried About European Debt

European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?

More Newsletters →